Pensions

Pensions

It makes great sense to plan your financial future as early in life as possible and investing in your later years through fit-for-purpose pension cover is simply a must. Murnane Financial puts you in the driving seat, guiding you through the exercise of planning your retirement savings and ensuring you create the nest egg that meets your unique requirements.

Whether you are ready to create your first pension, you have an existing pension with a company or as a self-employed individual or you are preparing for retirement, our bespoke retirement planning accounts for:

  • Your current age, employment status and income
  • Any short or long-term variables that may affect your pension such as changes in your financial or employment status, receipt of lump sums, tax relief, etc.
  • Your financial outlook, lifestyle expectations and life goals and aspirations in your later years
Company / Director’s Pensions

Company / Director’s Pensions ensure the retirement savings needs of organisations of all scale and size are met. You can fully maximise the return on your pension while ensuring you meet any legal obligations.

Personal Pension / PRSA’s & Personal Retirement Bonds (PRB)

Personal Pension & PRSA’s enable a straightforward and low cost means of retirement planning for self-employed individuals or individuals who don’t receive a pension from their employer. A PRB is a simple straightforward way to take you pension entitlement with you if you decide to change jobs.

Approved Retirement Funds (ARF)

Approved Retirement Funds (ARF) allow you to withdraw a 25% lumpsum after you have retire. The remainder of the fund will go into an ARF which you control and draw from as required on a monthly or yearly basis.

Annuities

Annuities provide income security after you retire. Annuities can work well in cases where your retirement fund will not be handed down to your dependants or your retirement fund is your primary source of income.

For further details on any of the above please contact us here today

Work with us

As someone with no experience of investments or equities, I was initially reluctant to consult a financial adviser. From the outset, however, Eleanor has been friendly and highly skilled, tailoring a range of options to my needs. Her policy of keeping me posted on the progress of my accounts is most reassuring, and I would highly recommend her services to anyone who seeks advice on financial matters

Liz Nolan, Co. Limerick

I dealt with Eleanor from Murnane Financial for my life cover.  I needed my life cover in a hurry as I was trying to push through a mortgage.  I found Eleanor to be honest and open and told me exactly what I needed and didn’t need.  She showed me how she got her pricing and which was the best option for me.  I would highly recommend her for all your protection needs.

Emmet O’ Mahony, Co. Clare

I recently had an issue with regard to my pension, which was still with my old employer. Eleanor looked at the paperwork and then advised me on what I could do now and what I should be doing in the future to really make the most of my finances for my situation when I retire. She has taken the question marks out of the questions I needed answering and helped me understand something that I never took an interest in before. Trust in this industry is vital but unfortunately not always there and I would highly recommend her services to anyone who would like a clear and honest understanding of what they are paying into and more importantly, why.

Joanne Morgan, Co. Kerry

I have dealt with Eleanor for the last four years.  As a self-employed MD of an SME I had been dealing with my bank for years with regard to my pension, savings and life cover. After a discussion with Eleanor, I realised that not only could I get better rates and do different things with my pension and investments but she now is my advisor regards the above and it is easier knowing that you deal with one person and that she is always on the other end of the phone, doing the best she can for me.

Robert Ryan, Munster Packaging, Co. Limerick 

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