Protection

Protection

Although it’s a discussion that many of us would naturally prefer to avoid, it’s imperative we plan for eventualities in our lives like job losses, serious illness and death. Offering the optimum range of protection cover plans, at Murnane Financial we educate and equip you with the information you need to make the right decisions in these sensitive matters.

Mortgage Protection Cover

Mortgage Protection Cover guarantees a lump sum to cover your mortgage if you die. The lump sum amount decreases over the mortgage term in accordance with repaying the mortgage.

Life & Serious illness cover

Life & Serious illness Cover ensures your dependants receive a lump sum payment if you become ill or die during your plan term. Cover can be increased or decreased and plans can be easily changed.

Income Protection

Income protection offers a portion of your salary if you’re unable to work due to health issues. This financial support helps alleviate the stress of paying bills while you focus on recovery and getting back to your normal life. (Certain eligibility criteria will apply.)

Pension Term Life Insurance

Pension Term Life Insurance is taken out through your workplace and pays your family a lump sum if you die during the plan term. This tax-deductible cover gives you and your loved one’s flexibility and peace of mind.

Keyperson Insurance

As an employer, there may be an individual whose contributions, knowledge, or expertise play a crucial role in your company’s success. If that person were to pass away or become seriously ill, how would your business cope? Key Person Insurance provides financial protection for your business in the event of such unexpected circumstances.

Inheritance Tax Planning

Inheritance Tax Planning ensures you are fully in-the-know and that any preparations have been made to manage tax implications when your dependants receive an inheritance after your death..

For further details on any of the above please contact us here today

Work with us

As someone with no experience of investments or equities, I was initially reluctant to consult a financial adviser. From the outset, however, Eleanor has been friendly and highly skilled, tailoring a range of options to my needs. Her policy of keeping me posted on the progress of my accounts is most reassuring, and I would highly recommend her services to anyone who seeks advice on financial matters

Liz Nolan, Co. Limerick

I dealt with Eleanor from Murnane Financial for my life cover.  I needed my life cover in a hurry as I was trying to push through a mortgage.  I found Eleanor to be honest and open and told me exactly what I needed and didn’t need.  She showed me how she got her pricing and which was the best option for me.  I would highly recommend her for all your protection needs.

Emmet O’ Mahony, Co. Clare

I recently had an issue with regard to my pension, which was still with my old employer. Eleanor looked at the paperwork and then advised me on what I could do now and what I should be doing in the future to really make the most of my finances for my situation when I retire. She has taken the question marks out of the questions I needed answering and helped me understand something that I never took an interest in before. Trust in this industry is vital but unfortunately not always there and I would highly recommend her services to anyone who would like a clear and honest understanding of what they are paying into and more importantly, why.

Joanne Morgan, Co. Kerry

I have dealt with Eleanor for the last four years.  As a self-employed MD of an SME I had been dealing with my bank for years with regard to my pension, savings and life cover. After a discussion with Eleanor, I realised that not only could I get better rates and do different things with my pension and investments but she now is my advisor regards the above and it is easier knowing that you deal with one person and that she is always on the other end of the phone, doing the best she can for me.

Robert Ryan, Munster Packaging, Co. Limerick 

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